Complete embedded lending infrastructure from application to funding

Lendflow gives you all the tools you need to build an embedded lending program that scales with your platform - whether you’re just looking to offer access to capital to your SMB users or building out your own customized credit product and want to start lending your own money.

Deeply integrated lending

Embed lending into your software platform for a seamless user experience from application to funding.

Launch faster

Go live faster, with simple to use code that minimizes operational complexity and development resources.

Built for scale

Whether you’re just getting started or are building your own credit product, Lendflow makes it easy to evolve and grow.

New lines of revenue

Monetize lending through our revshare component and earn commissions on every funded deal.

Fully white-labeled

Customize and brand your UI

We make the entire service and experience completely customizable so that you can match it to your UI, brand, and vibe of your platform dashboard or website. It will feel like it’s part of your product, and your customers never have to leave your app.

Track metrics

Monitor the success of your program

We make the entire service and experience completely customizable so that you can match it to your UI, brand, and vibe of your platform dashboard or website. It will feel like it’s part of your product, and your customers never have to leave your app.

Detailed data

Dig into the details of your applicants

See all the data on your applicants as they go through the funding process.

Flexible integration

Choose your integration style

Our flexible integration tools allow you to pick your style that works best for your UI and customer experience.

Pre-built widgets

Use the pre-built application widget and place it anywhere

Hybrid

Pre-populate the widget with data from your platform through the API

Full API

Build the application right into the UI/UX of your product dashboard

Frequently Asked Questions

How is Lendflow free? How do you make money?

When your customer accepts an offer, lenders pay us for all of the work we do on your behalf such as underwriting, document collection, 1-on-1 calls with your customer, etc.

Is Lendflow a lender?

No. Lendflow is a technology company with software that connects customers to multiple best-in-class lenders through a single online application and a large support and back office staff to work 1-on-1 with your customers.

Unlike an online lender, we are incentivized to provide your customers with the best offers out there.

You get the revenue uplift and benefits of being a lender without the risks. You are unlocking a new revenue stream without losing focus on your core business.

Is it really as easy as you say it is to integrate with Lendflow and your network of lenders?

This integration does not require any custom coding or significant development resources. Simply install a short code snippet anywhere you want your customers to be able to apply for funding and you’re done.

We take care of the integrations with dozens of carefully vetted lenders and presenting applications to the right ones, sharing offers with your customers and helping them understand their options, and managing the relationships during the repayment period.

Are you able to help us integrate Lendflow?

Yes. We will walk you through the integration process from start to finish at no cost.

Can we white-label Lendflow's application widget and back office system?

Yes. The Lendflow widget can be white labeled so that it aligns with your brand, product, and website. We can also white label our team and communications by configuring email and domain addresses.

White labeling is included for free.

How do I know that the Lendflow team will serve my customers well?

Our team has helped 4,500+ small businesses access over $190,000,000 in funding in the past 5 years. This same team has a 5-star rating on Trustpilot.

We can also record and share calls with your customers for a small fee. Contact our partnerships team for more details.

Is Lendflow right for us if our eventual goal is to be a lender ourselves?

Some of our clients join Lendflow for this reason. With Lendflow, you can test your customers’ appetite for funding without the risk of providing the funding yourself or staffing a lending program.

As applications are submitted and offers accepted, you’ll get access to all of the data required to raise your own credit facility and determine your desired merchant credit profile. Then, you can fund the deals that meet your criteria with your own capital while continuing to leverage Lendflow’s lender network by forwarding the applications that do not meet that criteria.

Become a source of capital for your customers

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